Top Picks for Best Places to Retire in Mississippi
Are you dreaming of the perfect retirement location? A place where you can relax, enjoy a slower pace of life, and make the most of your golden years? Look no further than Mississippi, the Magnolia state. You’ll love its affordable cost of living and tax-friendly policies. It’s for these reasons that this state made my top pick list for the best places to retire in Mississippi.
But what are the best places to retire in Mississippi? Where can you find the ideal combination of charm, affordability, and retirement amenities? In this guide, I will take you on a journey through the top picks for retirement destinations in Mississippi. Highlighting the unique features and advantages of each location. From picturesque small towns to vibrant cities and active adult communities. Mississippi has something for everyone. Let’s dive in.
Key Takeaways:
- Mississippi offers a range of charming and affordable places to retire.
- The state’s tax-friendly policies make it an attractive destination for retirees.
- From small towns to cities and active adult communities, Mississippi has something for every retiree.
- Consider factors like climate, healthcare access, cost of living and safety when choosing a retirement location.
- Retirement in Mississippi might provide a fulfilling and enjoyable chapter in your life. The scenic landscape, mild winters and availability of outdoor activities.
What to Expect when Retiring in Mississippi
Retiring in Mississippi offers numerous advantages for retirees, making it an appealing choice for those seeking an enjoyable retirement. This state has tax-friendly policies, a low cost of living and access to affordable housing. Not to mention it’s natural beauty, mild winters and recreational opportunities. Let’s review the key benefits of retiring in Mississippi:
Tax-Friendly Policies for Retirees
One of the biggest advantages of retiring in Mississippi is the state’s tax-friendly policies for retirees. Mississippi does not tax retirement income, including Social Security benefits and distributions from retirement accounts. This means that retirees can maximize their income and enjoy a higher standard of living.
Cost of Living in Mississippi
The cost of living in Mississippi is significantly lower compared to many other states in the US. This means that retirees can stretch their retirement savings further and enjoy a comfortable lifestyle without breaking the bank. From affordable groceries to reasonable utility costs, Mississippi offers retirees the opportunity to live well within their means. Presently, the cost of living in Mississippi is 14% lower than the national average.
| Living Expense in Mississippi | Compared to National Average |
|---|---|
| Housing (Buy & Rent) | 30% Lower |
| Utilities | 12% Lower |
| Food | 3% Lower |
| Healthcare | 2% Lower |
Affordable Housing in Mississippi
One of the key factors that make Mississippi an affordable retirement destination is the availability of affordable housing. Retirees can find a wide range of housing choices, from cozy small-town homes to spacious condos or apartments in larger cities. Some of the most affordable places to retire in Mississippi include Bay St. Louis, Long Beach, and Hattiesburg. Presently the median home price in Mississippi is $233K which is well below the national average of $388K.
Safety: Is Mississippi a Safe Place to Live?
Safety should be on the top of your list when choosing a place to retire. So let’s take a quick look at some data. The Mississippi violent crime rate has remained below the national average for the last decade. Property crimes are a bit higher but still below average and the majority of violent crimes happen in the capital city of Jackson. So it’s safe to say that the outlying areas offer a fairly safe environment for a retiree to enjoy a stress free life.
Natural Beauty and Recreational Opportunities
Mississippi is renowned for its natural beauty and abundance of recreational opportunities. Retirees can explore the state’s stunning coastline, spend leisurely days on the beach, or engage in outdoor activities such as fishing, boating, and hiking. Cultural attractions, historic sites, and local festivals add to the vibrant retirement experience in Mississippi.
| Events and Festivals | Name and Location |
|---|---|
| Cruisin’ The Coast | Gulfport, MS |
| Mississippi State Fair | Jackson, MS |
| Biloxi Seafood Festival | Biloxi, MS |
Climate and Critters in Mississippi
The climate in Mississippi is humid-subtropical, with hot and humid summers and mild winters. This climate may not be suitable for everyone, especially those who prefer cooler temperatures. Along with this climate, Mississippi residents are on constant alert to defend against mosquitoes and ants.
In conclusion, retiring in Mississippi provides retirees with a host of advantages. Tax-friendly policies, a high quality of life, affordable housing, a favorable cost of living, and access to abundant recreational opportunities. Whether you’re seeking relaxation, cultural exploration, or outdoor adventures, Mississippi can be a fulfilling retirement destination.
Healthcare Access in Mississippi
Retirees should also consider healthcare access and proximity to medical facilities when choosing a retirement location in Mississippi. While there are healthcare options available, it’s essential for retirees to ensure that their healthcare needs can be met adequately. It’s advisable to research and evaluate the healthcare infrastructure, availability of specialists, and quality of healthcare services in the specific area of interest.
Affordable Healthcare Options
Access to affordable healthcare is crucial for retirees, and Mississippi provides a range of healthcare options. The state is home to reputable medical facilities, hospitals, and clinics that offer quality healthcare services. Retirees can benefit from affordable healthcare costs, ensuring their well-being and peace of mind throughout their retirement.
| Hospital | City |
|---|---|
| Baptist Memorial Hospital Union County | New Albany, MS |
| St. Dominic – Jackson Memorial Hospital | Jackson, MS |
| Mississippi Baptist Medical Center | Jackson, MS |
| University Of Mississippi Medical Center | Jackson, MS |
| North Mississippi Medical Center | Tupelo, MS |
| Methodist Healthcare – Olive Branch Hospital | Olive Branch, MS |
| Magnolia Regional Health Center | Corinth, MS |
Best Small Towns for Retirement
Mississippi offers a collection of charming small towns that are perfect for retirement. These towns provide a tight-knit community, affordable housing options, and a relaxed lifestyle. Therefore, making them ideal retirement destinations.
- Bay St. Louis: Known for its picturesque coastal beauty, Bay St. Louis offers a tranquil and charming atmosphere. Retirees can enjoy scenic beaches, a vibrant arts scene, and a thriving downtown area.
- Pass Christian: With its historic charm and Gulf Coast views, Pass Christian is a delightful small town for retirees. The community offers a friendly ambiance, excellent fishing opportunities, and a variety of cultural events.
- Long Beach: Situated along the Mississippi Gulf Coast, Long Beach is a serene and affordable retirement destination. The town boasts beautiful beaches, a tight-knit community, and easy access to amenities such as golf courses and shopping centers.
- Kosciusko: Nestled in the heart of Mississippi, Kosciusko is a quaint small town surrounded by natural beauty. Retirees can enjoy a peaceful lifestyle, a strong sense of community, and a range of recreational activities, including fishing and hiking.
These small towns offer retirees scenic beauty, cultural attractions, and a strong sense of community that fosters a fulfilling retirement experience.
Best Cities for Retirement
If you prefer the amenities and conveniences of city living, Mississippi has some great options for retirement. The city of Jackson, as the state’s capital, offers a vibrant cultural scene, excellent healthcare facilities, and a variety of housing options. Other notable cities for retirement in Mississippi include Hattiesburg, Oxford, and Madison. These cities provide a mix of Southern charm, cultural activities, and affordable living for retirees.
Jackson Mississippi
- Vibrant cultural scene
- Excellent healthcare facilities
- Various housing options
Hattiesburg Mississippi
- Charming Southern charm
- Abundance of cultural activities
- Affordable cost of living
Oxford Mississippi
- Home to a thriving University
- Lifelong learning opportunities
- Active sports and fitness community
Madison Mississippi
- Safe and welcoming community
- Highly rated healthcare facilities
- Various housing options
These cities in Mississippi offer a range of retiree-friendly factors, from cultural attractions to excellent healthcare facilities. Whether you’re looking for an active lifestyle or a tranquil retirement, these cities provide a mix of amenities and affordability, making them ideal retirement destinations. Explore the charm of Jackson, indulge in the cultural activities of Hattiesburg, embrace lifelong learning in Oxford, or enjoy the safe and welcoming community of Madison. Whichever city you choose, you’re sure to find the perfect place to enjoy your retirement years.
I’ve always loved the vibrant atmosphere of Jackson. The city’s cultural scene is unmatched, and there’s never a shortage of things to do. Plus, the healthcare facilities here are top-notch, giving me peace of mind in my retirement years. – Retiree in Jackson
Cost of Living Comparison
| City | National Average |
|---|---|
| Jackson | 13% Lower |
| Hattiesburg | 10% Lower |
| Oxford | 17% Lower |
| Madison | 7% Lower |
When it comes to affordability, Hattiesburg stands out with its lower cost of living. However, all the cities mentioned offer a cost of living below the national average, making them attractive options for retirees looking to make the most of their retirement savings.
Best Places for Active Adults
For active adults who love outdoor pursuits and recreational activities, Mississippi has plenty to offer. Whether you enjoy a leisurely round of golf, a rejuvenating hike in nature, or participating in sports and fitness activities, there are various retirement communities and locations in Mississippi that cater to active adults.
Oxford
One such location is the beautiful city of Oxford. Known for its thriving University, Oxford provides numerous opportunities for active adults to engage in lifelong learning, sports, and fitness activities. You can explore the stunning landscapes in nearby parks, join fitness classes, or participate in organized sports leagues. Oxford’s vibrant community ensures that you’ll always find something exciting to do, from cultural events to outdoor adventures.
Hattiesburg
If you’re seeking a Certified Retirement Community, Hattiesburg is an excellent choice. This city offers an abundance of recreational options for active adults. You can tee off on picturesque golf courses, play tennis on well-maintained courts, or take invigorating hikes in park trails. Hattiesburg encourages an active lifestyle by providing a plethora of fitness centers, nature trails, and community events designed to keep retirees healthy and engaged.
Biloxi
For those who love water activities, Biloxi and the Mississippi Gulf Coast are ideal destinations. With its beautiful beaches and proximity to the Gulf of Mexico, Biloxi offers opportunities for fishing, boating, and various water sports. You can enjoy long walks on the sandy shores, catch a wave, or simply relax under the sun. The coastal lifestyle combined with the vibrant community atmosphere makes Biloxi a popular choice for active retirees.
Active Adult Retirement Communities in Mississippi
For retirees seeking a community-oriented retirement experience, Mississippi offers several affordable retirement communities. These communities provide a range of amenities and services specifically tailored to meet the needs and interests of retirees. They often include features like recreational facilities, social activities, and access to healthcare services.
| Retirement Community | Location | Recreational Facilities |
|---|---|---|
| The Magnolia at Oxford Commons | Oxford | Chef-prepared meals, local Transportation and a host of On-Site Amenities |
| Brookdale Senior Living | Hattiesburg | Walking Paths, Billiards, fitness center |
| The Blake at Biloxi | Biloxi | Fitness Center, Piano Bar, Game Room, Movie Theater, Walking Trails |
Best Places to Retire on a Budget in Mississippi
- Low cost of living
- Affordable housing options
- Beautiful coastal setting
- Reasonable cost of living
- Close proximity to beaches and outdoor recreational opportunities
- Retiree-friendly community
- Affordable housing options
- Home to a number of retirement communities
- Wide range of amenities and healthcare facilities
Retiring on a budget doesn’t mean compromising on quality of life. With its affordable cost of living, housing options, and retirement communities, Mississippi offers retirees the opportunity to enjoy their golden years without financial strain. Whether you prefer the coastal charm of Bay St. Louis, the small-town ambiance of Long Beach, or the amenities of Hattiesburg, there’s an affordable retirement option waiting for you in Mississippi.
Conclusion
After exploring the various retirement options in Mississippi, it is evident that this state has a lot to offer for those seeking an enjoyable and fulfilling retirement. Whether you prefer the charm and tranquility of small towns, the amenities and culture of cities, or the active lifestyle in adult communities, Mississippi has the best places to retire that cater to your preferences.
With friendly communities, affordable living costs, and retiree-friendly policies, Mississippi ensures a comfortable retirement experience. The tax-friendly policies, including the exemption of retirement income, make it an even more attractive destination for retirees looking to maximize their income. Furthermore, the state’s natural beauty and abundant recreational activities add richness and joy to everyday life.
In conclusion, Mississippi offers an array of retirement destinations that are sure to satisfy different tastes and preferences. Whether you’re dreaming of a peaceful coastal retirement, an active lifestyle in a buzzing city, or the warmth of a close-knit community, Mississippi has it all. Embrace the opportunities and benefits of retiring in Mississippi, and enjoy this exciting new chapter in your life.
Thank you for taking the time to read my article, if Mississippi is not for you, maybe you would be interested in retiring in Arkansas or South Dakota.
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